Category: Works

We can break through the frames

Anyone born in the world is placed in many frames. Which family have you born? Which country do you live? What language do we speak? What sex we are? Which position we live in the family?

All those conditions are not determined by us, but they frame us in a particular starting point. In this journey, we cannot determine the point of departure. The start point may specify the extension that we can go in the future. My question is “How much we can change the expected destination we can go?”

My answer is that the starting point of our life journey determine a lot in our life. However, one factor we cannot overlook is our decisions and actions. As the time goes by, the changes that we can make is much more than we expected.

Although I think that the world is controlled by the power that is, I still believe that we can break through those controls if we want and turn our decisions into our actions.

I link myself to the being. I use my creative think to find a road and continue to break those frames.  I do not calculate how much to spend on those passion and I do believe this is the road less travel. No problem. I am happy on this path. The road to NOW that I enjoy. I really to be the lord of myself now.

My favor is a computer. This is my world. I know that if I put myself into my playground – the computer and analysis world. I can get the success. I know that the computer has already extended the power of a human to a lot more than we can imagine. I will use the computer analytical tools to create the great work in the future.

The breakthrough will be on the layers of management structures. I will use those tools to analysis the price patterns of bitcoin because I believe it will be the world currency.

 

The formula to survive in this crazy world

hope-1173339-1279x1315

We are living in such a crazy world that the price of every asset are manipulated by the power that be (TPTB) which is contradict to what the economic textbooks taught us that this is a free market and the prices of good are determined by the invisible hand. Living in such a world makes nearly everyone crazy for surviving. I am a teacher for many students from different ages (20 – 50+). Some students asked me how to survive in such a crazy world. Is there any formula? I am thinking this problem for a few weeks. To break down the question, if a teenager who do not have a rich dad but a poor dad, how to live better in such a crazy world.

In writing the blog, I talked about why invest bitcoin, physical gold, and silver to keep your wealth to be free from hyperinflation. I mentioned you might write a blog like myself to explore a residual income besides of your job where Wealthy Affiliate is my 1st recommendation. So, my formula like the following:

Physical Gold + Physical Silver + Bitcoin + Wealthy Affiliate = Surviving for Independence  — (1)

The equation (1)  is my first concluding remark. But, I still felt something missing in equation (1).

Equation (1) can be applied to those readers who are already working in the industry for a period and have some saving. If a teenager who have little saving, It cannot be applied.

One day a few weeks before, I pickup up one old book from my storehouse which I bought but I did not read it. I read this book in detail this time.

This book called “The Master in Mountain Cave” by Christian Larsson.

http://www.yesasia.com/us/the-master-in-mountain-cave/1019647704-0-0-0-en/info.html

This is a book written in the years just after the great depression. At this time, many people lost everything in the economic collapse. I got the Chinese translated edition.

The writer point out one important point that I missed in my equation (1). He said, “Faith is more important than Physical Gold.” We can lose everything, but we cannot lose faith. Faith will bring out your health, your potential and everything you need. No faith, you will gradually lose everything you have. The word “Faith” here may not be religion. The writer mentioned that we must believe we are the master of our life. I may call the “Being” who is within but higher than our mind. When we realize that we are in fact the “Being” who are in charge of ourselves, we can put our full energy to create anything we want, to create our future, to determine our way of living. We also take responsibility for our decisions.

I strongly recommend you to read this book. “The Master in Mountain Cave” by Christian Larsson.

So, I revised my formula of surviving in this crazy world here.

Physical Gold + Physical Silver + Bitcoin + Wealthy Affiliate + Faith = Surviving for Independence  — (2)

 

Donald Trump Impacts

hammer-1057110-1279x949

It has confirmed that Donald Trump to be the next US president. As a simple man in the eastern world, I would like to discuss what impacts of Donald Trump to our surviving? Will anything change? Will anything remain the same? What do I hope for Trump?

Let start with the development of the eastern world. One belt one road policy will continue no matter who are the president of US. Will Trump take down the Transpacific Partnership Policy (TPP) agreement and join the one belt one road policy with China? It goes back to the simple question. Will Trump stop the money printing machine?

I bet what Trump cannot stop are the Economic Collapse, the Debt Collapse, the Boast of the Real Estate Bubble. If Hillary won, she would try every way to delay them by the support of money printing. Doing so, it has higher possibility to go to war. I guess a businessperson like Trump will sell off the negative cash-flow business rather than make it up. He may find what the eastern world wants from the US and try to make a deal to minimize the impacts of the three bubbles. On the other hand, he will make use of force from the boast of the three bubbles to start the reform of the US government, politics and economy.

I bet that US dollars will depreciate 50% on Chinese YUEN to recover a trade balance. Transpacific Partnership Policy (TPP) may change to a less aggressive approach to harmonize with the one belt one road policy of China.

Doing business can improve the employment of US by pushing the infrastructure works. Trump may have less burden on the Oil interest. A business deal between west and east powers about the oil interest in the middle east can be easier to make.

The market in the US may be more open to China companies. China may be able to buy some high-end technologies from the US. The conflict between EU and US may end.

A transform of the power structure within the US may happen soon. Bankers may face a lot of challenges. A substantial reform may be necessary for those US banks. Doing so, the balance sheets of US companies and banks may face the truths. The price of stocks may drop sharply. The price of gold, silver, and bitcoin will rise quickly.

For the eastern world, one belt one road policy in China will not change. Gold-backed currency direction remains the same. I hope the possible outcome is both countries can escape from war to make a business deal. The opportunity cost will be much less than war. I hope it gives a smooth transition to the US and the world.

 

 

 

Future technology 10 years

look-at-the-futur-2-1309349-1600x1200

My students have assignments to talk about the how future technology 10 years later impact the world. It makes me have a thought to project how technologies in 10 years (to 2025) will change our world. I have the following visions when I am standing on the timeline of 2025.

1. Federal Reserve Notes became the history because It ended five years before. Federal Reserve Board disappeared too.

2. Gold and Silver become the backup of world currency. Gold Trade Notes and Silver Trade Notes adopted in the international trades.

3. Bitcoin becomes the protocol for the inter-bank transaction clearing backbone.

4. World trade is mainly using the high-speed railways instead of ships on the oceans. The high-speed railways bridge the channel from China, Russia, Mid-east, Africa, Europe to the UK.

5. International companies move their automation to blockchain like ethereum. The smart contract is well-developed. It saves a lot of cost on lawyers, accountants, and managers.

6. Governments become less in size because the private economy is much profitable and less working time per day which attracts people to work in private sectors.

7. Smart contract connects most of the electronic payment gateways and robots. Free energy technologies are available. People can work a few hours per day to support their families.

8. Cars do not have human drivers because they controlled by a centralized Artificial Intelligence.

9. Nanotechnologies widely used in multi-industries. The duration of materials as much longer and less maintenance work is required.

10. 3D printing replaced big factories. If you want something in a home, just download the file and print it out.

11. Goods are very cheap. So, the difference in living standards between rich and poor are not so much.

12. War is not necessary because its opportunity costs are far too high comparing do trade with others.

13. Young people prefer not to go to Universities and develop their own business because universities graduates earn much less.

14. Low-cost curing is available which cost much less to the health of humanity. A medical doctor is not the goal for youngsters.

15. Air pollution improved much because all cars are electric.

Protect your money assets

99% of the world’s currencies are fiat currencies. All those fiat currencies are the derivative of US dollar (to be accurate the Federal Reserve Note (FRN)). Taking my city, Hong Kong, as an example, there are three banks in Hong Kong (HSBC, Standard Charter and Bank of China) can print Hong Kong Dollar. They need to buy one US dollar (FRN) to print around HKD 7.75 to 7.8. In the financial tsunami of 2008, the quantitative easing in USD pumped an enormous amount of money supply to FRN.

usd-m2-10-yrs-chart

hkd-m2-chart

Source: http://www.tradingeconomics.com/

At that time, the Hong Kong SAR government begin to plan many infrastructural projects to the public. In 2008, the unemployment rate of this city suddenly increased a lot. One possible reason for the pushing construction project may be to improve the economy, and this can also improve the unemployment rate.

In the construction industry, the contractors worried that there are not enough projects to run their business. When the contractors bid the government projects, they may use a lower profit margin bidding strategy to win the bid. Unfortunately, after they won the bid and two years later, they found that the construction cost increase significantly (over 50% to 100% range) within a very short time frame. This sudden increase in construction cost was unexpected even for professionals who may have 30 years experience in the industry. The hidden reason behind may be the quantitative easing of the USD (FRN). When the money supply of USD increases, the linked currency like HKD will also increase which can keep the exchange rate constant (1:7.8). When there is significant much more HKD flow into the market, the purchasing power of each dollar of HKD is diluted.   That is why fiat currency cannot store the value of your hardworking.

Go back to the question why we cannot work just 4 hours per day to support our living. The inflation becomes a significant issue. Many people bought real estate property to store their hardworking value. To invest in property, we need to take into account some extra more risk. Firstly, many people buy properties by mortgage from banks. To have a mortgage, you just like to trading stocks share with margin. When the price of the stock drops instead of increase, it firstly losses the deposit and then it may have a margin call. To overinvest in the property market with a mortgage, it involves the monthly repayment of the loan. Many people use their monthly earning to support the monthly repayment. Some investors will rent out the flat and use the rent to repay the monthly repayment. However, when the market enters into the downward cycle, it will not be in a single market, single industry or one location. Our world interconnects to each other. No single industry are insulated. No single market is alone. No single location is separated. That means when the price of properties drop, it will bring down the stock prices, the rental value of fiat and your monthly salaries.

In my point of view, to buy something scare in the world without loan can play safely in the long term and protect our wealth. The answer is Bitcoin, physical silver, and physical gold. Many people criticized that those investments cannot generate passive income. If you buy stocks, it can produce the dividends which are passive income. My answer is “Oh Sorry! In the money printing world, the first thing first is to protect the purchasing power of our wealth instead of the digital numbers of fiat currency. Those digital numbers are just the illusion.

If you want to have a passive income on your investment, you may consider investing on Wealthy Affiliate like me. Try to spend a little on Google AdWord, build up your blog (website), publish it to the world. It will be a property which can generate a passive income step by step. It will be a property in near future.

4 hours work daily

relax-2-1543366

A source said the human productivity could support everyone to work just 4 hours per day. However, in real life, as an employee, unless you are a part-timer, to work for 8 hours per day should be the minimum. I guess there should be some hidden reason behind “the power that be (TPTB)” government. People who interest may read the information about the secret space program from David Wilcock. In the recent interview with Clif High (link), He also has the same view. WHAT I want to express is that 8 hours daily work may be the result of mind control for the TPTB for some many years. It may not be necessary.

Assuming that 8-hour daily work is NOT a MUST, we should have some ways to get rid of the mechanical life for surviving. In the recent teaching, we (the students and me) are talking about the possible impacts of the new technologies to the industry. I raised out one viewpoint. When one new technology come out, there must have a group of people losing jobs and at the same time creative a group of new jobs. But, we must understand the mathematical equation that overall the automation will increase the humanity productivity.

People who want to work less to earn more should learn to break through the barriers within the organization. Say, if you wait for your organization to upgrade new computers for your position, you need to wait for the upgrading exercise for the whole working group with the assignment of the financial budget and the approval of the upper levels. We can easily expect that there should have a period of struggles in-between departments of the same company to fight for the same budgets. When you replaced your PC, it becomes the old model PC already.

My recommendation is that please do not imagine to escape the controls within the boundary of your organization. There are levels with levels of controls. I counted the number of layers within a university. You guess how many layers… 18 layers from top to bottom. Lecturers may spend 11 hours of works per day and hard work for over 15 years to get the promotion for one level to two levels. In Hong Kong society, we have a famous idiom “How many “10-year” in one’s life?”.

To escape the control of 8 hours daily work, you may need to think about the alternative income, minimize the spending, reduce the effect of inflation, store the value of what you earn in your previous hard work.

I hope I can cover each area in the following posts. To explore alternative income, I find that Wealthy Affiliate is a good platform to start. You may think about it, that is, to be an internet marketer as your hobby.